Graduation Day

It's graduation time

-when you received a summons :
B.S.in Credit Card Harassment Major in Citibank
B.S. in Credit Card Harassment Major in HSBC

- when you arrived from Dubai:
MBA - Master in Being Alive from Dubai

- when you are no longer afraid of collectors
MBA - Master of Blackmail Attempts

With Honors:
Summa Sobra ang Nabayad.


Congratulations.
Learn from your experience.